Fee-Based Advisory
Kovack Advisors is a Securities & Exchange Commission (SEC) registered investment advisor based in Fort Lauderdale, Florida with advisors located throughout the country. Kovack Advisors offers a complete offering of fee based accounts and platforms for institutional and private investors. Our KAI Choice platforms include professional third party money managers within separately managed accounts / Unified Managed Accounts, exchange trade funds, Variable Annuity Wrap and Advisor Directed & Managed wrap-accounts.
Kovack Advisors is a Securities & Exchange Commission (SEC) registered investment advisor based in Fort Lauderdale,
Florida with advisors located throughout the country. Kovack Advisors offers a complete offering of fee based accounts and platforms
for institutional and private investors. Our KAI Choice platforms include professional third party money managers within separately
managed accounts / Unified Managed Accounts, exchange trade funds, Variable Annuity Wrap and Advisor Directed & Managed wrap-accounts.
Kovack Advisors uses Kovack Securities to act as an introducing Broker-Dealer on a fully disclosed basis when opening
customer accounts at either National Financial Services (a Fidelity Investments Company - ( www.nationalfinancial.com) or Pershing
(a Bank of New York Company - www.pershing.com). Kovack Advisors also has clearing agreements with Fidelity's Institutional Wealth
Services (IWS) and TD Ameritrade.
Kovack Advisors was formed with the intent of offering each Investment Advisor Representative and Registered Investment Advisory Firm the freedom to provide unbiased financial guidance to their clients. Because we are independently owned and operated, our advisors offer each client non-proprietary fee based platforms which are designed to suit their specific needs. More in-depth information can be seen at www.kovackadvisors.com
Products
We are continually meeting the demand for leading-edge financial products that are flexible and structured to meet your changing lifestyle and individual needs. In addition to world class clearing, execution, custody and settlement services, KSI and its clearing firms provide all of it with a truly comprehensive package of related products and services. As a KSI Advisor you will have access to cutting-edge products that will help you build your practice.

General Securities
Our brokerage services include access to domestic stocks, U.S. Government Securities,
Corporate Bonds, Tax Free Municipal Bonds, Money Market Accounts, and Certificates
of Deposits.
Mutual Funds
We offer an almost unlimited universe of mutual funds from which to choose. Funds can be
purchased directly through brokerage accounts via wire order execution through our
trading platforms.
Managed (Wrap Fee) Accounts
Our fee-based accounts are offered through Kovack Advisors, an SEC Registered Investment
Advisor. Kovack Advisors offers multiple types of advisory accounts including Advisor
Directed, SMA, UMA, Mutual Fund Wrap and Annuity. Our proprietary trading platform
allows advisors to build models and trade multiple accounts.
Insurance & Annuities
KSI Insurance Services is affiliated with a wide range of insurance and investment companies and are able to provide a full portfolio of
high-quality products including fixed and variable annuities, life, health and disability insurance as well as long-term care insurance.
KSI Insurance Services acts as the Master General Agent (MGA) for all of the advisors wishing to utilize our services for their fixed and
variable insurance needs.
Centralized Asset Accounts
The Brokerage Portfolio Account & Pro CASH Accounts are centralized asset and cash
management accounts designed to provide both individual and business clients with
greater control over their assets. It has powerful features designed to help save time,
make it easy to organize financial data and help build a strong financial portfolio.
They offer competitive rates of return on money fund balances and simplified
record-keeping, all while maintaining financial flexibility. VISA Gold debit/ATM card
and unlimitedcheck-writing are also a feature of these accounts.. Additional features
include electronic access for direct deposits, withdrawals and systematic investments,
and convenient borrowing of up to 50 percent of the value of the marginable securities
in your account.

Fidelity - Wealthscape℠
As a KSI Rep you have round-the-clock access to Wealthscape, the premier online service from NFS (National Financial
Services is wholly owned by Fidelity Investments). Wealthscape provides you with secure, on-line, timely information
on your account using your existing web browser through either Microsoft Internet Explorer. Access your brokerage
account information and much more anytime, anywhere. This service has been improving every quarter with all of the
latest Technological advances in the industry.
In addition, you can access interactive charts, profiles, company news, and other helpful information updated
with delayed market data.

Pershing - NetX360™,
THE COMPLETE SOLUTION TO MANAGE YOUR EVOLVING BUSINESS NEEDS
NetX360™, Pershing's revolutionary technology platform for investment professionals and RIAs, providing the tools
needed to manage clients' accounts, deliver first-rate service, and develop new sales and revenue opportunities.
NetX360 offers one complete solution to efficiently manage your entire business, whether it's commission or fee.
Take advantage of the many benefits of NetX360 to help you grow your business and reduce expenses,
increase efficiency and productivity, enhance compliance oversight, and access industry-leading solution providers
to accelerate your performance. NetX360™ provides one complete solution, combining the best of the brokerage and
advisory worlds onto one platform, to make it easier for you to grow your business. In addition, the market data,
tools, and analytical capabilities available throughout NetX360 will help you identify potential revenue generating
opportunities from both new and existing clients.
From sales to transaction processing and from trading to managing compliance risks, NetX360™
will simplify your daily tasks, enabling you to save time, reduce errors, and accomplish more. Click here to learn more.
(Trademark(s) belong to their respective owners.)